Why do you need a Will?

The importance of making a will

It is important for you to make a Will whether or not you consider you have many possessions or much money. It is important to make a Will for the following reasons:

• if you die without a Will, there are certain rules which dictate how the money, property or possessions should be allocated. This may not be the way that you would have wished your money and possessions to be distributed

• unmarried partners and partners who have not registered a civil partnership cannot inherit from each other unless there is a Will, so the death of one partner may create serious financial problems for the remaining partner

• if you have children, you will need to make a Will so that arrangements for the children can be made if either one or both parents die

• it may be possible to reduce the amount of tax payable on the inheritance if advice is taken in advance and a Will is made

• if your circumstances have changed, it is important that you make a Will to ensure that your money and possessions are distributed according to your wishes. For example, if you have separated and your ex-partner now lives with someone else, you may want to change your Will. If you are married or enter into a registered civil partnership, this Will make any previous Will you have made invalid.

If you are in any doubt as to whether or not you should make a Will, you should consult a solicitor. There is no need for a Will to be drawn up or witnessed by a solicitor. If you wish to make a Will yourself, you can do so. However, you should only consider doing this if the Will is going to be straightforward.

It is generally advisable to use a solicitor or to have a solicitor check a Will you have drawn up to make sure it will have the effect you want. This is because it is easy to make mistakes and, if there are errors in the Will, this can cause problems after your death. Sorting out misunderstandings and disputes after your death may result in considerable legal costs, which will reduce the amount of money in the estate.

My wife and I visited Judith as we needed to completely revise and update our wills. The service we received was outstanding – professional, patient, knowledgeable and at a very reasonable cost. I would not hesitate to recommend Purely Probate in all matters relating to wills and bequest planning.  David, Somerset